KARMA DRAGON

The laws of Karma are binding and unforgiving.  You do something bad, and the Karmic law will send it back to you.  Do something good, and good will come back. Instant karma would be nice, so that we'd know first hand that the karma has passed, but in reality most often the karmic debt is paid without any appreciation of the participants.  Even the debtor rarely knows his debt is fulfilled.

It is said that a bad karmic debtcan be avoided by forgiveness from the original victim. To an extent this is true, however karma might still require further repayment of deed before all is balanced. This is because of the Law of Three.  A victim's forgiveness negates one third of the debt only. Because Life is all about Learning and Participation, the three parts of the debt are owed to the victim, the Self, and the Universe.

In the case of bad Karma, all three parts must be reconciled for true release. 

The first part is the debt to the victim. If the victim forgives the source, very little debt might remain.  However...

The second part, the debt to the Self, can be the toughest to absolve.  In Truth, every bad karmic action has 3 victims: the primary, the perpetrator, and the Universe.  If the perpetrator has not learned how to reconcile his debt to himself and the Universe, it remains his burden through guilt even if his victim has forgiven him.

The third part, the debt to the Universe, is the toughest to fix since it can affect so many. Every bad karmic action resonates beyond the victim.  The sphere of influence that the victim touched or touches is always effected by the principal action itself. Sometimes to a slight, unperceivable degree, and then sometimes even more so than with the action the victim had endured.  In a worst case scenario: a person is murdered, and in the afterlife he forgives his murderer. The Act itself was swift and painless, and his Soul chooses to move on without blaming. The survivors of the deceased however are impacted tremendously, and their lives are now forever changed.  This is the part of the Universal debt.  The survivors in family, the co-workers, the bus driver that the deceased had smiled to every morning, the transient that received a free meal by this persons hand.  The Universe is affected by their loss that they felt, and the perpetrator must reconcile that debt.

Just my opinion....